MEET JAMIE SILVERMAN
COMITTED TO EXCELLENCE Professional Credentials:
- Member North Jersey Central Association of Realtors
- Member of Garden State Multiple Listing Service
- Member of New Jersey Association of Realtors
- Member of National Association of Realtors
- Licensed with Weichert Realtors (Short Hills Office) Awards
- Weichert Million Dollar Sales Club
- Weichert President`s Club - 2004, 2005
- Circle of Excellence - Bronze-2004, Gold-2005
- Weichert Million Dollar Marketing Club
- Weichert Ambassador`s Club - 2002, 2003
Areas of Expertise:
- Specializing in Essex, Morris, Union and Somerst counties
- Residential Listing/Sales Marketing Specialist
- Buyer`s Specialist Education:
- University of Alabama Personal Background:
- Hilton Hotels - Spa and Managment
- Bally`s Fitness and NY Sports Club Aerobics Program Business Philosophy
- Dedicated to the extreme of superior quality in service and marketing residential properties in all price ranges.
- Leadership role in technology integration, local advertising and marketing strategies.
- Provide ongoing consulting/management advice for long term client relationships beyond a single point of sale.
- Complete knowledge of internet marketing and extensive website expousure. 
Please Sign Up For The Latest Listings and the Latest Real Estate News
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
|
| Q |
Where is the world's largest art gallery?
|
| A |
At the Winter Palace and Hermitage in St. Petersburg, Russia, visitors would have to walk 15 miles to see the 322 galleries which house almost 3 million works of art.
|
 See More Real Estate Trivia > |
|
|
The Jamie Silverman and Kim Panes Team
Weichert Realtors
505 Millburn Avenue
Short Hills NJ 07078
FOLLOW US ON TWITTER & FACEBOOK
Office Phone: 973- 376-4545
Mobile Jamie: 973-632-9913
Mobile Kim: 201-407-0721
Fax Jamie: 973-255-1025
Fax Kim: 973-255-1050
Email Jamie: sjjsilver@aol.com
Email Kim: kimpanes@gmail.com
With many years of experience in residential real estate, Jamie and Kim are Top Producer Realtors with Weichert Realtors. They specialize in Essex, Union and Morris counties of NJ. Contact us with all your real estate needs.   
www.JamieSilverman.com is brought to you by
The Jamie Silverman & Kim Panes Team
NUMBER1EXPERTS™ in real estate for
Livingston, Short Hills and Millburn, New Jersey Read The Jamie Silverman and Kim Panes Team's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERTS™ 
